The case of bank locker theft by breaking into the wall of Indian Overseas Bank in Lucknow has shaken everyone. Everyone is shocked to hear the news of breaking 42 bank lockers and stealing goods worth crores of rupees kept in them. It is believed that the thieves escaped with jewelry and goods worth crores from the bank lockers. The exact assessment of how much goods the thieves stole from the bank has not been done yet.

However, in such a situation it is natural to raise the question that who is responsible for the safety of the goods kept in the bank locker and what are the rules of the bank if the locker is broken?

Who is responsible for the safety of the bank locker?

The bank is responsible for the safety of the locker. The bank has to ensure that the lockers are in a safe place and unauthorized people do not have access to them. Although the bank is responsible for the safety of the locker, the customer should also be cautious from his side. The customer has to keep the key to his locker safe and should not give it to anyone else.

Bank rules regarding locker

Most banks make a contract with their customers. It is written in this contract that the bank will do its best to protect the locker, but the bank will not be responsible for any kind of theft or loss. However, some banks have additional insurance that covers the items kept in the locker. But even in such cases, the bank has its terms and conditions. Customers can get the items kept in their locker insured separately. This can help them get compensation in case of any kind of loss.

What to do in case of bank locker theft?

Both the bank and the customer should be responsible for the safety of the items kept in the bank locker. However, the bank has more responsibility for the safety of the bank locker. If any such case happens to you, then you should take immediate action. If any such case happens to you, then you should immediately complain with the bank. Also, you should file a report with the police. If you have insured your belongings, then you should contact the insurance company and claim.

Keep these things in mind.

Make a list of the items kept in the locker.

Keep the locker keys in a safe place.

Check your locker regularly.

Read your locker contract with the bank carefully.

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