Home Loan Rate: If you are planning to buy a home and take out a home loan, it is important to know that different financial institutions offer different interest rates and terms. These interest rates are determined depending on your creditworthiness, loan amount, professionalism and many other factors. Therefore, you need to fully understand all the options to make an informed decision. Current interest rates offered by various banks: UCO Bank: Interest rates start from 8.30%. Union Bank of India: Interest rates range from 8.30% to 10.90%. Bank of India: Interest rate ranges from 8.35% to 11.10%. Bank of Baroda: Interest rate ranges from 8.40% to 10.65%. Punjab National Bank: Interest rate ranges from 8.40% to 10.25%. Canara Bank: Interest rate 8.40% to 11.25%. State Bank of India: Interest rate 8.50% to 9.85%. Also Read: Half Of Indian People Don't Know About SIP Types, People Struggle In Only 1 Private Sector Bank City Union Bank: Interest rate 8.25% to 10.50%. South Indian Bank: Interest rate starts from 8.50%. HSBC Bank: Interest rates start from 8.50%. Kotak Mahindra Bank: Interest rates start from 8.75%. ICICI Bank: Interest rates start from 8.75%. Axis Bank: Interest rate ranges from 8.75% to 13.30%. RBL Bank: Interest rates start from 9.00%. Housing finance companies LIC Housing Finance: Interest rates start from 8.50%. Bajaj Housing Finance: Interest rates start from 8.50%. Tata Capital: Interest rates start from 8.75%. PNB Housing Finance: Interest rates range from 8.50% to 14.50%. GIC Housing Finance: Interest rates start from 8.80%. SMFG India Home Finance: Interest rates start from 10.00%. This information will help you better understand the loan terms and rates and help you choose the most suitable option. Also Read: EPFO ​​Rules Change: Big Changes in PF in New Year, Know What's Special for Working People The post Home Loan Rate: Planning to buy a home? Check out the best home loan rates in January 2025 first on Prabhat Kabar.