Cyber Crime Helpline: Nowadays cyber criminals cheat innocent people by using OTP (One Time Password). These criminals take OTP from people and withdraw money from their bank accounts. But the question is, is it only the account holder's fault, or does the bank also have any responsibility? Famous cyber crime expert Amit Dubey answered this question on TV9 Digital's podcast and also told how money can be recovered in such cases.
According to Amit Dubey, when cyber criminals otp If fraud is committed through banking, then first of all there is data breach (theft of information) from the bank's side. Criminals already have people's personal information, which makes it easier to commit fraud.
Dubey explains that according to the guidelines of the Reserve Bank of India (RBI), if this happens due to the negligence of the bank, then the bank will be held responsible and it will return the money to the account holder.
Cyber crime cases have increased in the last few years. Giving NCRB data, Amit Dubey says that before Covid, 500-700 cyber crime cases were registered daily, but now this number has increased to 30,000 to 40,000. This means that the network of cyber criminals is expanding rapidly, and people are becoming its victims.
If you have been cyber cheated, then first of all you should file a complaint immediately. Even after filing a complaint on the cyber crime portal, in 99 percent of the cases the money is not returned.
If you complain within half an hour or 1 hour of being cheated, your chances of getting your money back increase. For this you can call 1930 cyber crime helpline or lodge a complaint on cybercrime.gov.in portal.
The Cyber Crime Helpline of the Home Ministry can freeze any suspicious bank account for 48 hours. With this, the defrauded money can be blocked, thereby maintaining the possibility of getting the money back.
If someone is transferring money to your bank account, then you do not need to do anything. In the lure of giving money, cyber criminals send you a phishing link, on clicking which money is withdrawn from your account.
You should avoid clicking on any link. One should never fall into the trap. Also, children should take special care while playing online games, because they can also become victims of cyber fraud. During online gaming, cyber hackers carry out scams through children.
Amit Dubey says that cyber crime is increasing and it is important to be aware to avoid becoming its victim. If you have become a victim of fraud, then file a complaint as soon as possible and take appropriate action, so that you can get your money back.
