Saving Certificate Scheme: Nowadays people are keeping distance from investing in banks because they are better on their investment Return Want and keeping money in the bank is not getting as good returns as they are giving another scheme. However, women still believe in safe investment. Therefore, she still gives more importance to the bank. If you also like to deposit money in the bank itself, then you can take care of the women's honor saving certificate scheme of the government. In this scheme Investment On doing, women get more than FD returns in a short time.

What is plan

Women's honor Savings Certificate is the government's plan which was launched by the Central Government last year. Women get fixed returns on this. Under this scheme, any girl or woman over 18 years of age can open her account in any post office. Some banks like Bank of Baroda, Canara Bank, Bank of India, Punjab National Bank and Union Bank of India are also allowing them to open their account.

If you want to invest for a short term, then this scheme is very beneficial. Investing in this scheme gives more interest than FD. Investing in women's honor certificate scheme is very beneficial for women who are under 60 years of age. If a woman invests Rs 2 lakh in this scheme, then after two years she will get an interest of Rs 32,044 and the total amount invested will be Rs 2,32,044.

Special things about the scheme

• This scheme is being paid annually at the rate of 7.5%. In this, interest is calculated on a quarter basis. There is no danger of fluctuations like stock market on investing in it due to getting fixed interest.
• Any woman can open an account under this scheme. If the woman has a daughter, she can also open an account in the name of daughter.
• Right now this scheme is for two years, that is, after two years, the account will be matured and you will get back with interest.
• In this, you have to invest at least Rs 1,000 for two years and Rs 2 lakh over Rs 2 lakh. The amount can be deposited only in a multiplier of more than 1000 rupees.
• One year after the account opens, 40 percent of the total deposits can be withdrawn in an emergency.

These documents will be taken

If you are willing to open an account under this scheme, then you will need these documents:

• Photo passport size
• Aadhar card
• Birth certificate
• PAN card
• Bank passbook

So, if you also want good return by investing safely, then you can invest in this scheme of the government.