Post Office scheme: If you want to get good returns by investing in small savings schemes, then this special scheme of Post Office (Post Office monthly income scheme) will prove to be better for you. In this, husband and wife can open an account together and earn Rs 10,000 every month.

After opening an account in this scheme, a fixed amount has to be deposited in the account every month, after which you can get income every month. This scheme is a great opportunity for those who want to make their income stable and secure.

This Post Office scheme -

In the monthly income scheme of the post office, you get regular income and get a benefit of 7.4 percent (PO MIS interest rate) annually. For this, you have to open an account, which can be started with only Rs 1000. The maximum investment limit is Rs 9 lakh, but if you open a joint account (MIS joint account open) with a partner, then this limit increases to Rs 15 lakh. You get the benefit of this investment option every month and it is a safe method. Which helps in increasing your deposit amount.

This much investment will have to be made-

If you open an account with your wife and invest Rs 15 lakh, then every month you will get Rs 9250 (PO scheme benefits). The duration of this scheme is 5 years, after which you get your entire amount back. You will get the same benefits (MIS benefits) every month for 5 years. This is a good method, through which you can get regular income and after 5 years you can also get the full amount of your investment. With this scheme, you will get an income of 9250 every month, this is the Monthly Income Scheme of the Post Office.

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