Every day, a large number of people visit government offices and banks to get their loans approved. You do not need to do this if you want to take a loan for business or education loan or any other loan. Online application can be made by visiting Jan Samarth Portal. Loan eligibility can be checked on the portal. It is known how much the loan will be approved. It is also told how much EMI will have to be paid. Which scheme can you get a loan from and for how many years EMI will have to be paid, everything is done on Jan Samarth Portal. We visited the website related to it https://www.jansamarth.in/home.

As soon as the portal is opened, the attention of the applicants is first drawn to the fact that they are not asked for any kind of payment on the portal. People are told to be alert about calls, SMS, scams, and fake websites coming for payment. Remember that nowadays a lot of online scams are coming to the fore. The government is aware of this and keeps updating people from time to time. Even before making a mobile call, a voice message related to this is played to the people.

Jan Samarth Portal Loans are being given in 7 loan categories under 15 government schemes. If you want to apply, first register on the website. For this, you must have a mobile number. OTP will come on it, after which you will be able to register. The user interface of the website is clean. A scheme is explained in detail, which gives clear information to the user. When we checked the eligibility on this website, there was no interruption in the user experience. The process also seemed smooth.

All types of loans are available on the Jan Samarth portal. There is agri loan for farmers here. There is an education loan for children and there is also a loan facility for those who want to start their own business. First of all, the applicant has to check whether he is eligible for the loan or not. After being eligible, some documents are required like Aadhar card, PAN card, voter ID etc.

We checked the process of a business loan.

Loans are available in various categories on the Jan Samarth portal. We checked the process of a business loan. After clicking on the other business loan category, we were asked many questions. Like - do you want to start a new business or do you need a loan for an old business? After this, we were asked questions about education, nature of business, gender, category. An option related to urban and rural areas came. Finally, the cost of the project was asked. After entering an amount of 9 lakh, we were told that we were eligible for 2 schemes. The website also showed the monthly EMI amount and the loan tenure. Note: We only checked the eligibility online.