Home loan update: Everyone wants to have their own house in some city or the other, but due to the property rates being sky high, most people are deprived of this facility or they have to face expensive home loans. Given this kind of problem, now the government has planned to bring out a relief scheme (govt scheme for the house) for the middle-class people so that the dream of having a house in the city of more and more people can be fulfilled. This step of the government is being said to be a big effort towards raising the standard of living of the citizens of the country.
This is the government's plan -
The central government is making a plan for cheap home loans. By providing home loans to people at low interest, the government will fulfill the dream of people to have a home. The subsidy will also be given on the interest of the home loan amount, which will be according to a special Housing Loan Scheme (Home Loan Subsidy Scheme). If everything goes well, soon millions of people will be able to take advantage of this scheme.
According to the information, the central government can soon take important steps to build the Small Urban Housing Sector. For this, the government can spend a large budget to provide home loans at affordable rates. Under this, the government plans to spend about 60 thousand crore rupees so that more and more people can get its benefits.
The loan can be available at this interest rate -
Usually, the interest rates for home loans are expensive, but under this scheme, the government plans to provide loans at low interest rates ranging from 3 percent to 6.5 percent on loans up to Rs 9 lakh. In the coming time, the loan amount under this scheme can be increased to Rs 50 lakh and the period to 20 years. However, this is yet to be considered.
So far, no official statement has come on the earlier announcement and due to this, no confirmation has been made. This scheme can prove to be effective for housing loans. It has also been revealed in a report that in the coming time, the benefit of this scheme can be available from the bank. Let us tell you that Narendra Modi (PM Modi), who became the Prime Minister of the country for the third consecutive time, mentioned this scheme in his speech on 15 August last year.
They will be able to get the benefit-
If this announcement comes to the ground, then 25 lakh people will get the benefit. According to sources, this discount amount given in the interest in the account of eligible people will be sent in advance. The proposal to give the benefit of this scheme has been fixed for the next 3 years i.e. till 2028. To complete this scheme (housing scheme), it is now being finalized. People wishing to buy a house can take advantage of this scheme. Before giving the discount under the scheme, it will also be seen how much interest people show in buying houses and how much the demand increases.
What is the progress after the announcement-
A few months ago, Prime Minister Narendra Modi announced in his speech that in the coming time, the government will bring a new housing scheme for the middle-class people. This will directly benefit those people living in cities who are dreaming of building or buying their own house and their dream will be fulfilled easily.
People living in rented houses (house rent rules), slums, chawls, or unauthorized colonies till now will get a lot of relief. They will also be able to live more respectably. It is a different matter that after this announcement, no official information has come out from the government in this regard. However, this information can be officially shared by the government at any time.
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