Easily Track Your EPF Balance Online—Here's How

If you are a salaried employee and want to verify whether your employer is regularly depositing funds into your Employees' Provident Fund (EPF) account, you can do so effortlessly from the comfort of your home.

On Friday, a significant update was announced for 7.6 crore EPFO members. According to sources, the Employees’ Provident Fund Organisation (EPFO) has retained the interest rate on EPF deposits at 8.5% for the financial year 2024-25. In February 2024, the interest rate was slightly increased from 8.15% to 8.25%. Given this, it is crucial for employees to monitor their EPF balance regularly to ensure timely deposits by their employers.

Ways to Check Your EPF Balance

1. Via the EPFO Portal

You can access your PF balance through the official EPFO website by following these steps:

• Visit the EPFO official website.
• Navigate to the ‘Our Services’ section and select ‘For Employees’.
• Click on ‘Member Passbook’.
• Enter your UAN (Universal Account Number) and password to log in.
• Once logged in, you can view your passbook containing details of your PF balance and contributions.

2. Through SMS

If your UAN is activated, you can check your PF balance via SMS:

• Send an SMS from your registered mobile number in the following format:
  EPFOHO UAN
• Send this message to 7738299899.
• You will receive an SMS with your latest PF balance details.

3. By Giving a Missed Call

EPFO also allows employees to check their PF balance through a missed call:

• Dial 011-22901406 from your registered mobile number.
• Within seconds, you will receive an SMS containing your PF balance information.

4. Using the UMANG App

You can also track your EPF balance through the UMANG (Unified Mobile Application for New-age Governance) app:

• Download the UMANG app on your smartphone.
• Select ‘EPFO’ from the service options.
• Click on ‘Employee-Centric Services’.
• Enter your UAN number and authenticate via OTP.
• Your PF balance and other details will be displayed on the screen.

5. Contacting Your Employer

If you are unable to check your PF balance through any of the above methods, you can reach out to your company’s HR department for assistance. They can provide detailed information about your EPF contributions.

Key Points to Remember

✔️ Activate Your UAN: Ensure your Universal Account Number (UAN) is activated, as it is essential for checking EPF details.
✔️ Keep Your Mobile Number Updated: Your registered mobile number must be linked to EPFO for SMS and missed call services.
✔️ Regularly Monitor Your PF Account: Checking your passbook frequently helps ensure that your employer is making timely contributions.

By utilizing these methods, employees can efficiently track their EPF balance and stay informed about their financial security.