The Reserve Bank of India (RBI) has reassured depositors and investors that IndusInd Bank is financially stable and there is no reason to panic. This comes after concerns arose about the bank’s financial health due to a Rs 1,600 crore impact from past currency derivative transactions.

“The Reserve Bank would like to state that the bank is well-capitalised and the financial position of the bank remains satisfactory. As per auditor-reviewed financial results of the bank for the quarter ended December 31, 2024, the bank has maintained a comfortable Capital Adequacy Ratio of 16.46 per cent and Provision Coverage Ratio of 70.20 per cent,” stated the central bank in its press release dated March 15, 2025.
“The Liquidity Coverage Ratio (LCR) of the bank was at 113 per cent as on March 9, 2025, as against regulatory requirement of 100 per cent,” stated the central bank in its press release dated March 15, 2025,” added RBI.
 

While addressing the recent rumours about IndusInd Bank's stability, RBI shared key figures to reassure customers about the bank’s stability.

IndusInd Bnak maintains a 16.46% capital adequacy ratio, which is above regulatory norms. Its provision coverage ratio stands at 70.20%, while the liquidity coverage ratio (LCR) is 113%, exceeding the mandatory 100% requirement, mentioned the central bank.

Additionally, IndusInd Bank has already hired an external audit team to review its financial systems and fully resolve the issue by the end of Q4 FY25. The RBI has directed the bank’s board and management to ensure all necessary corrective measures are completed on time.