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6 Banks Offering Special FD Schemes Until March 31 – Grab the Last Chance for Higher Interest Rates!

Indiaemploymentnews March 25, 2025 11:39 PM

With fixed deposit (FD) schemes becoming a go-to option for secure investments, several banks in India have introduced special FD schemes offering higher interest rates, particularly for senior and super senior citizens. However, these limited-time offers will be closing on March 31, 2025. If you’re looking to lock in higher returns, now is the time to act.

Which Banks Are Offering These Special FD Schemes?

A total of six major banks, including SBI, IDBI Bank, Indian Bank, HDFC Bank, and Punjab & Sind Bank, are providing special FD plans with competitive interest rates. These schemes offer significantly better returns compared to standard FD rates, making them an attractive option for investors.

Breakdown of Special FD Offers 1. SBI Amrit Vrishti (444 Days FD)

General Investors: 7.25% p.a.
Senior Citizens (60+): 7.75% p.a.
Last Date to Apply: March 31, 2025

2. SBI Amrit Kalash (400 Days FD)

General Investors: 7.10% p.a.
Senior Citizens (60+): 7.60% p.a.
Last Date to Apply: March 31, 2025

3. IDBI Bank – Utsav Callable FD

300 Days FD: 7.55% p.a.
375 Days FD: 7.90% p.a.
344 Days FD: 8.00% p.a.
555 Days FD: 8.50% p.a.
Last Date to Apply: March 31, 2025

4. Indian Bank – IND Supreme & IND Super FD

IND Supreme (300 Days) & IND Super (400 Days)
Super Senior Citizens (80+): Up to 8.05% p.a.
Last Date to Apply: March 31, 2025

5. HDFC Bank Special FD

General Investors: 7.35% p.a.
Senior Citizens (60+): 7.85% p.a.
Note: The offer is expected to end soon.

6. Punjab & Sindh Bank Special FD

333 Days: 7.20% p.a.
444 Days: 7.30% p.a.
555 Days: 7.45% p.a.
777 Days: 7.20% p.a.
999 Days: 6.65% p.a.
Last Date to Apply: March 31, 2025

Why Opt for These Special FD Schemes?

Higher Interest Rates: These limited-time schemes provide significantly better returns compared to regular FDs.

Safety & Security: Fixed deposits remain one of the safest investment options, especially for risk-averse investors.

Tailored for Seniors: Senior and super senior citizens benefit from exclusive interest rates as high as 8.05%.

Tax Benefits: Depending on the investment amount and tenure, these FDs may also offer tax-saving options under Section 80C.

Final Call – Invest Before March 31, 2025!

If you're looking for secure, high-return investment options, these special FD schemes offer an excellent opportunity. Given their limited availability, it's crucial to act fast and finalize your investment before March 31, 2025. Visit your nearest bank branch or apply online to secure these lucrative rates before they expire.