BHIM 3.0: To make digital payment easier and faster in India, NPCI BHIM Services Limited (NBSL) has launched BHIM 3.0. BHIM 3.0 is the third upgraded version of the BHIM app launched by PM Modi in 2016. Many smart features have been added to this new version, which will give users the experience of safe, fast, and easy digital transactions. Let's see all the new smart features of BHIM 3.0.

The BHIM 3.0 app is now available in more than 15 Indian languages, which will complete the transaction even on weak internet.

With the Split Expenses feature, you can now easily split bills with friends and family. Be it a dinner party, rent, or group shopping, you can pay instantly with the BHIM app.

Add family members, monitor shared expenses, and track payments. This feature will make financial planning easier.

Now keep a smart eye on expenses every month! BHIM 3.0 will get a new dashboard, which will automatically categorize expenses and simplify budget planning.

Through the Action Needed feature, the app will give you pending bills, UPI Lite enablement and low balance alerts, so that your financial planning can be better.

BHIM Vega – This is an in-app payment solution, allowing merchants to accept payments within the BHIM app itself, without the need for any third-party app.

Perfect for online business – BHIM 3.0 allows direct payment integration with e-commerce platforms, allowing customers to make instant payments without switching apps.

BHIM 3.0 will be fully rolled out by April 2025. It will be made available to all users in a phased manner.