A major change is coming soon for millions of users using Unified Payments Interface (UPI). The National Payment Corporation of India (NPCI) has issued new guidelines for banks and UPI apps. Which will be applicable from 1 April 2025. Under this change, banks and UPI service providers will have to update the information of UPI mobile number every week. So that problems to wrong transactions can be prevented. It will be mandatory to get permission from users before allocating UPI ID.

NPCI issued new guidelines

A major change is coming soon for millions of users using the Integrated Payment Interface. The National Payment Corporation of India has issued new guidelines for banks and UPI apps. Which will be applicable from 1 April 2025. The new guidelines of NPCI aims to make UPI transactions more secure. The new guidelines of NPCI aims to make UPI transactions more secure. Repeatedly changing the mobile number or handing over the number to new customers has increased the risk of wrong UPI transactions. Keeping this in mind, NPCI has directed banks and UPI apps to update mobile numbers regularly. This will prevent errors caused by older mobile numbers and the UPI system will become more secure and reliable than before.

Strict guidelines for banks

In this regard, NPCI has clarified that all banks and UPI apps will have to wait by 31 March 2025 to follow these new rules. After this, from 1 April 2025, all service providers will have to send a report to NPCI once a month to see if they are managing UPI ID properly. According to the rules of the Indian Department of Telecommunications, if a mobile number is not used for 90 days, it can be allocated to the new customer. This is called mobile recycling. When the old number is given to the new user. Then there may be some errors in UPI accounts and transactions.