If you have an account with a bank, then this news can be useful for you. Because from 1 April 2025, many rules to banks across the country are going to change. This will also affect your savings account, credit card and ATM transactions. If you do not know about all this yet, then it is important for you to know because you may also have to pay charge for this negligence.

If you withdraw money from another bank’s ATM, then you have to pay a fee every time.

If you are thinking of withdrawing money from ATM, then according to the rules of the Reserve Bank of India, banks have also reduced the free withdrawal limit from ATMs. Now customers will be allowed to withdraw money for free only three times a month from other banks’ ATMs. After this, you will have to pay a fee of 20 to 25 rupees on each transaction. This means that if you withdraw more than three times a month from another bank’s ATM, then you have to pay a fee every time.

7 rupees will have to be paid for non-financial transactions

At the moment, you have to pay a fee of Rs 17 to withdraw cash. Which will now be increased from May 1 to Rs 19. Apart from this, a fee of Rs 6 is also charged for non-financial transactions like mini statement, balance check etc. Which will be increased to Rs 7 per transaction.

Banks are adding new features to digital banking

Banks are constantly adding several facilities for customers to promote digital banking. Now customers will be able to get better services than before through online banking. For this, banks are also bringing a chatbot operated from Artificial Intelligence, which will help customers. Along with this, security facilities like two-factor authentication and biometric verification have also been introduced to make digital transactions safe.

Minimum balance rule

SBI, Punjab National Bank, Canara Bank and some other banks have changed several rules to minimum balance. Now this balance depends on the fact that your account is in urban, semi-urban or rural areas. If the remaining amount is less than the specified amount, then you may also have to pay a fine.