If you are planning to make a good investment in April, then with the right planning, a good fund can be created in the future. Yes, by choosing the right investment option, your portfolio can be great and you can get tremendous returns in the long term. From mutual funds to PPF, there can be the best options to invest in April. So if you are also planning an investment, then we will know some of the best options.
Investment plan in April
The new financial year 2025-26 is going to start from April, which is considered best for both salaried and business class. This time is a great opportunity to strengthen your financial scheme, make the investment portfolio good and add new asset classes. In such a situation, in today's time, there are many great investment options available for investors through digital platforms. So now to secure the future, we will know the investment options at the right place with the right strategy in April. By investing in April, you can easily fulfill your financial goals.
Mutual Fund
Mutual funds have become the best option for investment for today's youth. You can invest in it at your convenience. If it is not possible to invest a lump sum amount, then small amounts can be invested every month through SIP. You can get professional management, tax benefits, and strong returns from this.
Pension Plan
In today's time, pension planning is necessary for everyone. In such a situation, we should start investing in such a place in April from where we can get a pension in the future. Investing in a pension plan guarantees a fixed income. To get a good pension, you can invest in Atal Pension Yojana or NPS.
Digital Gold
Digital gold is considered best for long-term investment. This April, choose the option of investing in digital gold instead of physical gold. Here investment can be started from just ₹ 1 through mobile apps, which makes it a great option for small investors as well. With the guarantee of 100% purity of gold, this is a safe investment option.
Post Office Recurring Deposit Scheme
You can start investing in the Post Office Recurring Deposit Scheme from this April. This scheme is considered safe with good returns. The minimum monthly deposit amount in this is ₹ 100, there is no maximum limit. However, the duration of the RD account is 5 years. The return in this scheme is 5.8% per quarterly compounding.
PPF Scheme
You can choose the PPF scheme for investment this April. The interest rate on PPF is 7.1% per annum. You can deposit a minimum of Rs 500 and a maximum of Rs 1.5 lakh in PPF in a financial year. By getting high returns from this scheme, you can create a strong fund and also do tax savings.
Kisan Vikas Patra
Investing in Kisan Vikas Patra (KVP) is considered to be very beneficial. The current interest rate on investment in this scheme is around 7.5% per annum. This scheme doubles the investment in 115 months. So it is clear that this is going to be a great option for investing in April.
Mahila Samman Saving Certificate
You can also invest in a Mahila Samman Saving Certificate. Here you will get interest at the rate of 7.5% per annum. In this scheme, you can deposit from ₹ 1,000 to ₹ 2 lakh. The period of this scheme is about 2 years.
FD Investment
You can invest in a fixed deposit scheme from the bank to the post office. The interest rates of both are different. You can get 6 to 8% interest on FD in the bank. By the way, the FD interest rates of all banks are different. At the same time, the interest rate of the post office is between 6 to 7%. So you can invest in FD this April.
Share Market
Investing money in the share market can also be good for you. Even though investing in the market does not provide tax savings, you can invest to make money. You can create a strong fund by selling shares when the market is up.
Disclaimer: This content has been sourced and edited from Zee Business. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
