Bank FD: This bank is giving bumper interest on FD of 2 to 3 years, check the interest rates of 10 banks before investing..
Shikha Saxena April 04, 2025 09:15 PM

Bank FD: There has been instability in the stock market for the last six months, due to which investors are suffering significant losses. In such a situation, many investors are making changes in their portfolios and are looking for safe investment options. Important news that has come out during this time can prove to be very important for these investors.

Actually, at present 10 banks are offering 8 percent interest on their FD schemes. These FDs are getting high returns along with low risk, which is a better investment option. Let us know which banks are offering an 8 percent return on FD.

Small Finance Banks are giving the highest returns-

- Northeast Small Finance Bank is giving its customers an annual interest of 9 percent on FDs maturing in 18 to 36 months.

- After this, Sarvodaya Small Finance Bank is offering 8.6% interest on the term to be completed in 5 years.

- Equitas Small Finance Bank is offering a return of 8.25% on a fixed deposit scheme (fd scheme) maturing in 888 days.

- At the same time, Utkarsh Small Finance Bank is offering a return of 8.5% on FD maturing in 2 to 3 years.

Private Bank FD Rates-

At the same time, private sector banks are also offering attractive interest rates of more than 8 percent to their customers. Bandhan Bank is offering a return of 8.05% on one-year FD, while RBL Bank and DBS Bank are offering an 8% annual interest rate on tenures maturing in 500 days and 376 days to 540 days respectively. Apart from this, HDFC Bank and ICICI Bank are offering 7.25% and 7.90% interest rates. Please note that these interest rates will depend on the duration of the FD.

This much interest in FD of government banks-

Government-owned PSU banks provide stable and safe investment facilities to customers. However, the interest rates of these banks are often lower than small finance and private banks. For example, the Central Bank of India and Bank of Baroda are offering 7.50% annual interest for a specific period. At the same time, other government banks like State Bank of India and Union Bank of India offer returns ranging from 7% to 7.30%. This can be a safe option for investors.


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