SIP Double Money Formula: You might be investing in SIP. Investment in mutual funds through SIP is growing rapidly. By February 2025, investment through SIP has reached the figure of ₹25,999 crores. SIP is the only tool through which big profits can be made from small investments. Do you know that there is a Jugaad to double your money in SIP too, that is, there is a secret formula that doubles your money. If you haven't tried this formula yet, then you are making a mistake. Because, this is the trick that will give you a corpus of crores. That too in a short time. Today we will know the hidden formula of SIP which will take your investment to the next level.
What is the secret formula of SIP?
Top-Up SIP is a formula which you can use to double your wealth. What you have to do is, do a top-up of 10% in SIP every year. As your salary increases, you can keep your top-up accordingly. This will increase the investment in SIP. But, the real story will be completed by compounding. Let's understand this through calculation:
SIP Calculation: Investment in Regular SIP
Monthly SIP: ₹10,000
Tenure: 20 years
Estimated return: 12%
Total investment: ₹24 lakh
SIP value after 20 years: ₹99.91 lakh
Estimated profit: ₹75.91 lakh
SIP Calculation: Investment through Top-Up SIP
Monthly SIP (start): ₹10,000
Tenure: 20 years
Estimated return: 12%
SIP top-up every year: 10%
Total investment: ₹68.73 lakh
SIP value after 20 years: ₹1.99 crore
Estimated profit: ₹1.30 crore
Why is Top-Up SIP the best?
1. Magic of compounding: Top-up SIP gives you better benefits of compounding.
2. Goal achieved quickly: You can achieve your financial goals faster as compared to regular SIP.
3. Investment will also increase with salary: As your income increases, your investment will also increase.
Experts also believe it
According to financial advisor Amit Nigam, investing in SIP is the safest and best way to create long-term wealth. But Top-Up SIP makes your financial journey easier. By increasing small amounts every year, your corpus grows rapidly. Especially when the market outlook is better, this formula can prove to be a game-changer.
Disclaimer: Investing in mutual funds is not being advised here. Consult your financial advisor before investing.
