Nowadays many people use credit cards, but most people use it only for shopping. Credit cards can be used not only for shopping but also for many other things. Let us know what you can do with credit card apart from shopping.

With credit card you can recharge your mobile and pay electricity-water-gas bills. Not only this, you can also pay many other types of bills with your credit card.

In the era of OTT, you can take subscription of many platforms like Netflix, Amazon Prime, Spotify with credit card. This will automatically deduct the subscription amount from your account every month. Apart from OTT, you can take subscription to domain name, insurance company and many other places, where money will be automatically deducted from your credit card.

There are many credit cards which are used to book flights, trains, hotels or taxis. The good thing is that you also get some extra cashback and discounts on such cards.

Sometimes we have to buy some things which are very expensive. If such things are bought by paying the full amount, then the monthly budget can be shaken. In such a situation, with the help of a credit card, you get the facility to buy these things on EMI. If you have made a big expenditure and you want to convert it into EMI, then you can do that too. Not only this, sometimes no-cost EMI offer is also available on some credit cards.

As you keep shopping with a credit card, your credit history gets built. This gives you the advantage that your CIBIL keeps improving. Let us tell you that due to a good CIBIL score, it becomes easier for you to get a loan.

Some credit cards also have this feature that you can pay the bill of one credit card from another. This is called balance transfer.

Apart from shopping with a credit card, you can also withdraw cash from an ATM. However, withdrawing cash from a credit card can cost you a lot. This is because after withdrawing cash from a credit card, you have to pay interest on it from the very first day, and that too very high.