Obnews Tech Desk: In today's changing world, where technology is moving fast, the methods of financial transactions are also becoming digital. In such a situation, words like digital currency and cryptocurrency have become common, but many people still do not understand the difference between them. Let's know, what is the difference between these two and who can have a future.
Digital currency is the official currency issued by the Central Bank of a country, which is only available in electronic form. For example, CBDC (Central Bank Digital Currency) is a form of digital currency in India. This currency is recognized by the government and can be used in general transactions such as shopping, payment and services.
“Digital currency is completely valid and controlled.”
Cryptocurrency is a decentralized digital currency, which is not under the control of any government or Central Authority. It is based on blockchain technology. Examples: Bitcoin, Ethereum, Dogecoin etc. Cryptocurrency is commonly used in investment, international transactions and technical projects. However, in many countries it is not recognized as a valid currency.
“The biggest strength of cryptocurrency is its independent and transparent system.”
| Properties | Digital currency | Cryptocurrency |
|---|---|---|
| Control | By Central Bank | Decentralized |
| Validity | Fully valid | Illegal/irregular in many countries |
| Transaction fee | Less | Sometimes more |
| Transparency | Limited | High (blockchain based) |
| Stability | More | Unstable (price fluctuations) |
टेक्नोलॉजी की अन्य खबरें पढ़ने के लिए यहां पर क्लिक करें ध्यान दें
While digital currency is considered safe and stable due to being under government control, cryptocurrency is a symbol of both risk and freedom. It is very important to understand the difference between these two before investment or use.
