Cibil's score decreased. Now you are not getting a new credit card or loan? This tension is not yours but of half of India. the CIBIL score is the parameter on which lenders give you loan or credit card. But, due to the falling score, we try again and again and again get only rejection. But, one mistake is that even after rejection, we keep applying and this reduces your CIBIL score further. Improving CIBIL score is not a big hassle. You just need to know the trick which not everyone knows. We are telling you 6 such methods which even the best don't know but these can increase your score rapidly, if managed well, you can make the score 800+.

If you are using a credit card, request the bank to increase the limit, but keep your expenses the same. This will reduce the Credit Utilization Ratio and improve the score.

Your oldest credit card makes your credit history longer, which helps in increasing the score. Closing it can drop the score.

If your score is less than 650, then instead of taking a new loan, first clear the credit card and improve the score. Then take a loan, with this technique approval is also fast and the interest is also less.

Taking only a personal loan increases the score slowly. If there is a mix of credit card, home loan, and education loan in your profile, then the score builds up fast.

Sometimes wrong loan entries or duplicate accounts bring down the score. Check the report by visiting the CIBIL website and report the mistakes.