The National Payments Corporation of India (NPCI) is reportedly considering a new feature for Unified Payments Interface (UPI) called “UPI Meta,” which would allow customers to save their preferred UPI ID (also known as a UPI handle) directly on ecommerce websites and apps.

An ET report, citing senior government officials, said that the NPCI is toying with this idea, which is being referred to as UPI Meta. It has not been officially launched or published as a protocol yet, but NPCI officials have already discussed this with industry executives.

With this feature, customers would be able to save their UPI ID or handles on a merchant’s website or app.

The move is aimed at streamlining the payment process and will put UPI payments in line with how online card payments work today.

Currently, while shopping online, customers have to select the UPI payment option and then choose their preferred UPI app or UPI ID they want to use for the transaction, leading to multiple steps for making payments.

However, before launching this feature, NPCI will need clearance from the Reserve Bank of India (RBI).

(The story will be updated soon)

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