4 Investment Options: Everyone wants to be safe and tension-free in terms of money in the future. This is the reason why people invest in different ways for this. Now people also invest a lot in the name of their wives so that they also get security regarding money in the future. So if you are also planning to invest in the name of your wife, we will tell you the 4 best double-profit options.
In today's time, every person invests for financial security keeping in mind his future. People are especially investing in the name of their wife so that their future can be financially secure. With this investment, people plan in advance to spend their old age comfortably with their wife. So now if you are also planning to invest in the name of your wife, then there are many options available for you in the market. But we will tell you 4 such best investment options which you can choose for investing for your wife.
Mahila Samman Savings Certificate Scheme is very famous among women. By investing in this scheme, you completely secure the future of your wife, so it is considered an excellent investment option. In this scheme, if you easily invest in the name of your wife for two years, then you can get a tremendous return of about 7.5 percent every year. You can invest up to a maximum of Rs 2 lakh in it.
Apart from banks and stock market, post office schemes can also be considered an option for investment in the name of wife. You can earn profit by opening an account in the post office MIS in the name of your wife or with your wife. A return of up to 7.4 percent can be obtained in this special scheme. If you open an account in the name of your wife, then you can deposit Rs 9,00,000 in the account. You can invest a maximum of Rs 15,00,000 in a joint account. However, you can get the benefit of higher interest in this account in a joint account with your wife.
If you are planning to invest in your wife's name, then you can invest SIP in mutual funds. By getting high returns in this, you can create a good fund. If you invest Rs 12,000 every month for 20 years, then you can get a return of up to 12 percent and then after 20 years your wife will have more than 1.5 crore funds. After 20 years, your wife will have a fund of about ₹1,83,97,147.
If you are taking a joint home loan with your wife, then also you will get double the benefit. You can get tax benefits from this. With a joint home loan, you and your wife can easily get tax benefits. However, there is a condition for this, that is, both the applicants paying the home loan should be equal owners of the property. (Note: The news is for information and should not be taken as investment advice in any way)