Sometimes banks refuse to give credit cards due to poor credit scores. If you are also facing such a problem then do not worry. There is also a Credit Card for which banks do not look at your Credit Score while giving it and quickly approve your application.

Credit card is a very useful thing in today's time. When you have a problem with money, you can fulfill your need by taking a short-term loan with the help of a credit card and can repay the loan without any interest in the grace period. Apart from this, you also get the benefit of all kinds of offers, discounts, and reward points on credit cards.

But sometimes banks refuse to give credit cards due to poor credit scores because the bank is not sure whether the customer will reimburse the expenses made from the credit card or not. If you are also facing such a problem due to a poor CIBIL score, then do not worry. There is also a Credit Card for which the banks do not pay attention to your Credit Score while giving it and quickly approve your application. Know about it here.

Know about this Credit Card

Usually the credit card that people use is an unsecured credit card. It is very important to have a good CIBIL score for it. But the credit card we are talking about here is a secured credit card. This is a card that is given in exchange for collateral deposit. This card is given in exchange for fixed deposit, that is, to get this card, it is necessary to have your FD in the bank. The limit of most secured cards is kept up to 85 percent of the FD. As long as the customer's FD remains in the bank, the card user can use this credit card.

A Credit Card for which banks do not look at your credit score while giving it, they give approval quickly

Sometimes banks refuse to give credit card due to poor credit score. If you are also facing such problem then do not worry. There is also a Credit Card for which banks do not look at your Credit Score while giving it and quickly approve your application.

Credit card is a very useful thing in today's time. When you have a problem of money, you can fulfill your need by taking a short term loan with the help of credit card and can repay the loan without any interest in the grace period. Apart from this, you also get the benefit of all kinds of offers, discounts and reward points on credit card.

But sometimes banks refuse to give credit card due to poor credit score because the bank is not sure whether the customer will reimburse the expenses made from the credit card or not. If you are also facing such a problem due to poor CIBIL score, then do not worry. There is also a Credit Card which the banks do not pay attention to your Credit Score while giving it and quickly approve your application. Know about it here.

Know about this Credit Card

Usually the credit card that people use is an unsecured credit card. It is very important to have a good CIBIL score for it. But the credit card we are talking about here is a secured credit card. This is a card that is given in exchange for collateral deposit. This card is given in exchange for fixed deposit, that is, to get this card, it is necessary to have your FD in the bank. The limit of most secured cards is kept up to 85 percent of the FD. As long as the customer's FD remains in the bank, the card user can use this credit card.

But if the credit card bill is not paid by the secured credit card user by the stipulated time for any reason, then the bank has the right to recover its loan by encashing his fixed deposit account. Secured credit card is a better option for those people whose credit card request is rejected by the bank for some reason. Although secured credit cards do not offer discounts, offers, rewards etc. like regular credit cards, it is still very beneficial in many ways.

Benefits of secured credit card

By making bill payments on time, you can improve your credit score through this. This card helps in generating credit history. Due to which the possibility of loan or credit card in future can be improved.

The limit of the card depends on the amount of your FD. The higher the FD amount, the better will be the limit of the card.

Its interest rates are lower than regular credit cards because it is given against FD. Secured Card