News India Live, Digital Desk: Private sector ICICI Bank For less than Rs 3 crore, interest rates have been cut by up to 20 basis points on fixed deposits (FD) in various periods. According to ICICI Bank’s website, the latest FD rates are applicable from May 27.
| Tenure | With premature clearance | |
|---|---|---|
| General citizen | Senior citizen | |
| 7 to 45 days | 3.00% | 3.50% |
| 46 to 90 days | 4.25% | 4.75% |
| 91 to 184 days | 4.75% | 5.25% |
| 185 to 270 days | 5.75% | 6.25% |
| 271 days to <1 year | 6.00% | 6.50% |
| 1 year to <15 months | 6.50% | 7.00% |
| 15 months to <18 months | 6.60% | 7.10% |
| 18 months to 2 years | 6.85% | 7.35% |
| 2 years 1 day to 5 years | 6.75% | 7.25% |
| 5 years 1 day to 10 years | 6.70% | 7.20% |
| 5y (Tax Savor FD) | 6.75% | 7.25% |
ICICI Bank’s FD interest rates will apply to both new and renewed FD. The bank has mentioned on its website that FD interest payment will be subject to tax deduction (TDS) at source according to income tax laws. If you change your account from non-resident to residents, resident deposit interest rates will apply. ICICI states that NRE rates are only 1 year or more periods.
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