SBI SIP Scheme: Invest Rs 250 per month and earn Rs 78 lakh; You will become rich with State Bank's SIP
Siddhi Jain June 06, 2025 09:15 PM

Everyone invests in different schemes for their future. After retirement, you should make provisions from now itself so that you do not have to face any kind of financial trouble in the future. Many schemes have been started for this. State Bank has started a SIP scheme. In this scheme, you can get Rs 17 lakh by investing just Rs 250. If you invest for more years, you will also get Rs 78 lakh.

State Bank of India and SBI Mutual Fund have jointly launched Janinvest SIP. Janinvest SIP has been implemented for people in rural, semi-urban, and urban areas. In this scheme, you can earn Rs 17 lakh by depositing only Rs 250 per month. In this scheme, you can invest daily, weekly or monthly.

Best option for investment

In this SIP scheme of SBI, investors can initially invest in Balanced Advantage Fund. This fund invests in equity and debt.

Earn Rs 17 lakh

In SBI's SIP scheme, you can earn Rs 17 lakh by investing Rs 250. This SIP is a long term investment option. You can get a return of 12 to 16 percent in SIP. If you invest Rs 250 every month in it and continue this SIP for 30 years, then you will get a return of 15 percent. That is, you will get Rs 17.30 lakh. Out of this, you had deposited Rs 90,000. You will get a return of Rs 16,62,455.

If you invest in this scheme for 40 years, then you can get Rs 78 crore. If you deposit Rs 78 lakh every month in this scheme for 4 years, then you will get a return of 15 percent on it. You would have invested Rs 1.20 lakh in this. Including interest and compound interest, you will get Rs 78,50,939.

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