A new dawn is starting for those investing in India’s stock market. Market regulator Securities and Exchange Board of India (SEBI) has introduced a revolutionary payment system called Valid UPI to increase transparency in investors’ safety and transaction.

The system will be applicable across the country from 1 October 2025 and will play an important role in protecting investors from fraud. Let us know in detail about this new system and understand how it will make your investment more secure.

Valid UPI: New Safety Shield for Investors

The Valid UPI system is a unique platform that will help investors to ensure that their money reaches the right and authorized institutions. Under this system, broker, mutual funds, research analysts and investment advisors registered by Securities and Exchange Board of India (SEBI) will be provided a special UPI ID.

This ID will have a @Valid handle, as well as a green thums-up symbol, which will confirm that the organization is recognized by SEBI. With this, investors will be able to investigate easily whether their payment is not being paid to any fake institution.

Cheating will be controlled

In today’s digital age, while online transactions have made life easy, fraud cases have also increased. Tuhin Kanta Pandey, chairman of Securities and Exchange Board of India (SEBI), said on the introduction of this system, “Our goal is to make a transparent and safe UPI ecosystem that protect investors from the net of fake institutions.” This system has been developed in collaboration with National Payments Corporation of India (NPCI), banks and other financial regulators.

This will not only increase the trust of investors, but will also make transactions in the stock market more reliable.

Sebi Check: Immediate investigation of validity

For the convenience of investors, Securities and Exchange Board of India (SEBI) has also launched a new facility called SEBI CHACK. Through this, any investor can easily check the validity of an UPI ID of a broker or institution. Just scan a QR code or enter UPI ID, and you will immediately know whether it is authorized by SEBI. This facility will assure investors about their money safety.

Fast, safe and limited transactions

Under the Valid UPI, the daily limit of transactions to the stock market has been fixed at Rs 5 lakh. This limit ensures that large transactions also remain safe and controlled. At the same time, investors will be able to pay only SEBI accredited institutions, which will further reduce the possibility of fraud. This entire process is fast, transparent and user friendly, which is also extremely convenient for mobile users.

A new trust for investors

This new step of Securities and Exchange Board of India (SEBI) will not only secure investment in the stock market, but will also bring a new wave of trust in the minds of investors. Facilities like Valid UPI and Sebi check will ensure that your money goes to the right place and you can step into the investment world without any worry.

This system is particularly beneficial for those who are new in the stock market and are hesitant to invest for fear of fraud.