ITR Filing 2025: The last date for filing income tax returns is near. This time, the last date is on 15 September 2025, and crores of taxpayers across the country have already filed their returns. Meanwhile, many people have received their refund, but if you are among those whose tax refund has not come yet, then there is no need to panic.

There may be some common reasons for the delay in the refund, which is important to understand. In most cases, if you have filled out the return correctly and verified it on time, then the refund can come in 7 to 15 days. In some cases, it is received in less than a week. But if there is any error, then the matter can be prolonged. Let us know what the common reasons for the delay in the refund…

Wrong or incomplete bank details

If you have made a mistake in the bank account number, IFSC code, or name while filing the return, then the refund will not be transferred. Therefore, always ensure that the bank information is complete and correct.

Difference between return and Form 26AS/AIS

If there is any difference between the return filed by you and the Form 26AS or AIS (Annual Information Statement) with the Income Tax Department, then there may be a delay in return processing. For example, if you have not mentioned any income or have wrongly claimed TDS credit.

ITR verification not done

It is not enough to just file a return; it is also necessary to verify it. Without e-verification, your return will not be processed, and you will not get a refund.

Departmental investigation or scrutiny

In some cases, the Income Tax Department suspects that a large amount has been claimed in the return, or there may be some discrepancy. Such returns are held for investigation, which delays the refund.

Adjustment of outstanding tax

If you have any previous tax due, then the new refund can be adjusted accordingly. In such cases, the department sends a notice, and the refund is stopped.

What to do in case of delay?

If you have filed the return on time and have also verified it, and the refund has not come yet, then first of all, log in to the Income Tax Department website and check your ITR processing status. If the processing is done and the refund status is showing Issued, then check the bank statement as well. If some discrepancy is seen, you can request for refund reissue. If your refund takes more than 30 days, then you can also get interest under the Income Tax Act. However, this rule applies with some conditions.

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