Ayushman Bharat or West Bengal's Swasthya Sathi, which scheme is better? Know the difference
Siddhi Jain September 04, 2025 10:15 PM

Ayushman Bharat Yojana and West Bengal's Swasthya Sathi Yojana both provide free treatment facilities. So both have the same health coverage. Know which is better, Ayushman Bharat or Swasthya Sathi?

For some time now, the need for health insurance schemes for the common man is increasing continuously. Medical bills are increasing rapidly, and it is becoming difficult to get treatment without insurance. But not everyone has the money to take health insurance.

Health schemes run by the government are very useful for the people. Many health schemes are being run in India at the different states and the central level. Their aim is to provide relief to poor and middle class families in the health sector.

But the question is which scheme is benefiting people more and how. Often, people are confused about national and state level health schemes. Many times, the same family gets different options, and they do not understand which scheme will give them more benefits.

The main scheme run by the Central Government is PM Ayushman Bharat Yojana. Its purpose is to provide big health coverage to every poor and needy family. Whereas in states like West Bengal, the state government benefits the people through its own scheme.

Under the Ayushman Bharat scheme, crores of families across the country get the benefit of free treatment up to Rs 5 lakh annually. Both private and government hospitals have been included in it. This scheme has been made especially for those people who come from the poor section.

Whereas Swasthya Sathi Yojana is implemented in West Bengal. This is completely a state government scheme. In this, every family is given free health coverage up to Rs 5 lakh. Its specialty is that the card is given to the female member and all the members of the family come under its purview.

Overall, the purpose of both Ayushman Bharat and Swasthya Sathi is the same. To provide security to the people in the health sector. The only difference is that Ayushman Bharat is for the whole country, whereas in West Bengal, only Swasthya Sathi Yojana is currently running. That means more people get benefits from Ayushman Bharat Yojana.

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