Investing is easy, but managing it properly is challenging. In 2025, the market is witnessing rapid fluctuations. FD rates are continuously falling. Gold and silver are rapidly becoming more expensive. In such an environment, even small mistakes can cause significant losses. Therefore, you may need to make some changes to your investment strategy. Here are five things to keep in mind when building your investment portfolio.

1. Maintain Investments Even During Fluctuations
If you invest in the stock market, you may experience significant fluctuations from time to time. Instead of panicking and selling your shares, it's better to stick to your long-term investment plan.

2. Diversify Your Portfolio
Don't just invest your money in the stock market. Invest in a variety of different avenues. Your portfolio should have a balance of equity, debt, and gold. This means don't put all your money at risk; invest some money in places where returns, even if lower, are guaranteed.

3. Focus on quality, don't get caught up in trends
If you're investing in the stock market, choose companies or funds with strong fundamentals. Don't just chase trending stocks or online tips. Even if you want to invest in gold or real estate, do your research first and only then invest.

4. Automate your investments
If you invest in mutual funds, try to automate them. Set up a SIP or auto-transfer. This will allow you to invest without delay and emotion. Remember to invest with a long-term view; checking your returns every day will cause unnecessary stress.

5. Review periodically
Check your portfolio every 6 to 12 months. If one asset class has increased too much, rebalance to maintain balance. Adjust your investment whenever required so that you can achieve the target return you have set.

Disclaimer: This content has been sourced and edited from Zee Business. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.