UPI Transaction:The trend of digital payment is increasing rapidly in the country and UPI has played the biggest role in it. Now the government and National Payments Corporation of India (NPCI) are going to bring a new service which will make your digital payment experience easier and more secure.

If you use UPI apps like Google Pay, PhonePe or Paytm, then now you will not need to open different apps again and again to check every transaction. Let us know about this new change in detail.

All UPI transactions in one app

National Payments Corporation of India (NPCI) is bringing a great feature, under which you will be able to view and manage all your UPI transactions, auto payments and mandates at one place. Whether you’ve set up electricity bill payment with Google Pay or subscribed to Netflix with PhonePe, you no longer need to check each app.

This new system will be implemented for all UPI Apps and Payment Service Providers (PSPs) by December 31, 2025. That means every digital payment user will start getting this facility before the new year. With this change it will become very easy to track your transaction history and auto payments.

Transfer UPI mandates easily

The most special feature of this new update is the facility to port UPI Mandates. This means that if you have set up auto payment for Netflix, electricity bill or insurance premium from an app, you can now shift it to another app in just a few clicks.

For example, if your Netflix auto payment is running through Google Pay, you will be able to easily transfer it to PhonePe or Paytm. This feature will give users complete freedom on their favorite UPI App, so that there will be no problem in changing the app.

Digital payments will now be more secure

This new UPI system will prove to be a game-changer in terms of security also. According to NPCI, features like Face ID, biometric authentication and secure device verification will be added to this system. These features will make digital payment more secure, which will almost eliminate the possibility of fraud.

This feature will be very beneficial especially for those people who do many UPI transactions daily or use auto payments.

What is special for you?

This new UPI system is not only convenient, but it will also save your time and effort. Now you will not have to wander in different apps for every transaction.

Also, with increased security, you will be able to enjoy digital payments without any worries. So be prepared, because this New Year your UPI experience is going to get even better!