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HDFC Bank Fixed Deposit Rates: Surpassing SBI, HDFC FD becomes the favorite among young people. Find out why

Indiaemploymentnews December 18, 2025 08:40 PM

HDFC Bank Fixed Deposit Rates: HDFC Bank has revised its FD rates, which are particularly attractive for both new and renewing depositors. Returns range from 2.75% to 4.25% for short tenures and 5.50% to 6.45% for longer tenures. Senior citizens will also receive an additional 0.25% benefit. Compared to SBI FD rates, HDFC FD has now become even more attractive for young investors. This is the perfect opportunity to grow your money safely and easily.

HDFC Bank Fixed Deposit Rates: HDFC Bank has revised its Fixed Deposit (FD) rates. This change is particularly beneficial for those who want to open a new FD or renew their existing one. Now, different interest rates apply for tenures ranging from 7 days to 10 years. If you're wondering whether this is for small or large amounts, and what the benefits are for everyone, let's understand it.

What will you get for short tenures?

If you open an FD for 7 to 45 days, the interest rate is 2.75% to 3.25%. For slightly longer periods, i.e., 46 days to 6 months, the FD will now yield 4.25%. And for FDs from 6 months to 1 year, the return is 5.50% to 5.75%. This means that whether you invest for a short period or up to a year, HDFC Bank's FD will give you a good return on your money.

What are the benefits for long tenures?

For FDs from 1 year to 3 years, the interest is 6.25% to 6.45%. For FDs from 3 years to 5 years, you will get 6.40%. For FDs from 5 years to 10 years, the return is slightly lower at 6.15%. Senior citizens will get an additional 0.25% premium on these long-term FDs.

What is the difference between HDFC FD and SBI FD?

Recently, SBI has also reduced its FD rates. Their return on FDs of 2 to 3 years is now 6.40%. This means that if you are young and are looking to keep your money safe and grow it with good returns, then HDFC Bank's FD has become an attractive option. HDFC Bank states that FD rates are subject to change without notice, so be sure to check the latest rates on the website before investing.

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