Banks across the country are closed today, Thursday, December 25, 2025, on the occasion of Christmas. As Christmas is observed as a gazetted holiday, all public and private sector banks will remain shut, according to the Reserve Bank of India’s official holiday calendar. Along with banks, schools, colleges, government offices, and most private establishments are also closed today.
Customers planning branch-related banking work such as cash deposits, withdrawals, cheque clearance, or document verification will not be able to access these services today. However, digital banking facilities continue to function normally, ensuring that essential financial transactions are not disrupted.
Christmas is celebrated every year on December 25 to mark the birth of Jesus Christ. It is one of the most widely observed festivals across the world and holds deep religious and cultural significance. On this day, churches host special prayers, homes and public spaces are decorated, and people exchange greetings and gifts with loved ones.
In India, Christmas is recognized as a gazetted holiday. This means it is officially declared by the government, and most institutions remain closed. The festival is celebrated with particular enthusiasm in several regions, where community events and public celebrations are common. Due to its national importance, banking services are suspended for the day.
As per RBI guidelines, all scheduled commercial banks, including public sector banks, private banks, regional rural banks, and cooperative banks, observe holidays notified in the annual holiday calendar. On Christmas Day, all bank branches remain closed across the country.
That said, customers need not worry about essential transactions. Services such as UPI payments, mobile banking, internet banking, and ATM withdrawals remain fully operational. Online fund transfers, bill payments, balance checks, and card transactions can be carried out without any interruption.
In addition to December 25, there are a few more bank holidays scheduled in the final week of December, depending on location and local observances. Here is a simplified list of upcoming bank holidays:
December 25 (Christmas)
Banks closed nationwide.
December 26 (Christmas Celebration)
Banking services unavailable in select cities.
December 27
Banks closed in specific locations due to local observance.
December 30 (Death Anniversary of U Kiang Nangbah)
Banks closed in Shillong.
December 31 (New Year’s Eve / Imoinu Iratpa)
Banks closed in Aizawl and Imphal.
Customers are advised to check with their local bank branch or the RBI holiday list to confirm region-specific holidays before planning any in-branch visits.
Even though physical branches are closed today, customers can continue using the following services:
ATM cash withdrawals and balance inquiries
UPI transactions and QR code payments
Mobile banking and internet banking services
Online bill payments and fund transfers
Debit and credit card usage at merchant outlets
Cheque clearing and branch-based services will resume on the next working day, subject to local holidays.
Bank holidays are announced well in advance by the RBI to help customers plan their financial activities. With the year-end approaching, many people require banking services for salary processing, tax planning, and personal transactions. It is advisable to complete important branch-related work ahead of time, especially during festive periods when consecutive holidays may apply in some regions.
While digital banking has made transactions more convenient, customers who rely on branch services should keep track of the official bank holiday calendar. Unexpected visits to closed branches can be avoided by staying informed about national and regional holidays.
Christmas marks the final nationwide bank holiday of the year. Regular banking operations will resume from the next working day, except in locations where additional local holidays are applicable.
Disclaimer: Bank holidays may vary based on regional notifications. Customers should verify holiday details with their respective banks or refer to the RBI’s official holiday list before visiting a branch.
