EPFO Interest: The Central Board of Trustees (CBT) of the Employees' Provident Fund Organisation has kept the EPF interest rate unchanged at 8.25% for FY 2025-26. The annual EPF interest rate is implemented after it is approved by the CBT and subsequently confirmed by the Finance Ministry, after which the interest is credited. So the question is, when will the interest amount be credited to your PF account? Let's find out.

Union Minister of Labour & Employment and Youth Affairs & Sports, Dr. Mansukh Mandaviya, chaired the 239th meeting of the Central Board of Trustees (CBT), Employees' Provident Fund (EPF) on March 2, 2026, in New Delhi. "After much deliberation, the CBT recommended crediting an interest rate of 8.25% per annum on EPF deposits to members' accounts for the financial year 2025-26," the Ministry of Labour and Employment said in a release.

When will the interest amount be credited?
After the CBT announces the EPF interest rate, subscribers receive the interest amount (EPFO interest) after a few months. Typically, EPF interest is credited between June and September every year. For example, the interest rate for the financial year 2024-25 was credited to EPF accounts in July 2025. However, there is no fixed date or month for the EPF interest amount to be credited.

Normally, EPF interest is credited to member accounts after the interest rate decided by the CBT receives the approval of the central government. Last year, the EPF interest for FY 2024-25 was transferred to member accounts around July. The central government approved the crediting of EPF interest on May 22, 2025.

For FY 2023-24, the process of crediting EPF interest to member accounts began in August and was completed in December. The ministry further stated that despite global uncertainties, the EPFO has maintained strong financial discipline, ensuring stable and competitive returns without putting pressure on interest accounts.

EPF account holders should check their accounts to check the status of interest credited to their accounts.

How to check EPF balance using EPF 'Passbook Lite'?
A new feature called 'Passbook Lite' is now available on the EPFO member portal. EPFO members can view their passbook and a summary of contributions, withdrawals, and balances. Here's a step-by-step guide to check EPF balance using EPF Passbook Lite.

Step 1: Visit the EPFO website and log in using your UAN.

Step 2: Click View in the top left corner of the page.
Step 3: From the drop-down menu, select Passbook Lite.
Step 4: You can view the last five contributions.

The government is running a pilot project for unclaimed balances
Under EPF rules, an account is considered inoperative if no contributions are received for three consecutive years after the member attains the age of 55 or from the date of retirement, whichever is later. To liquidate such accounts, the Board has approved a pilot project to automatically initiate claim settlement in inoperative EPFO accounts with an unclaimed balance of Rs 1,000 or less.

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