How to verify land records: Buying land is a major investment for most people. Often, people make hasty decisions based on a good location and a low price, only to later discover that the land is disputed or its documents are incomplete. This situation can lead to a loss of both money and time. Therefore, it's crucial to thoroughly verify all the necessary documents before purchasing land or a plot. Taking precautions early can help avoid legal troubles later. Let's explore the key points to consider before purchasing land.
Must Check the Mother Deed and Old Sale Deeds
First, ensure that the person selling the land is the true owner. To do this, carefully review the Mother Deed and old Sale Deeds. These documents reveal the names, survey numbers, and other information that have previously been in the land and how the ownership changed. Any discrepancies in the names, survey numbers, or other information on these documents can lead to problems later on.
Obtain an Encumbrance Certificate (EC)
Before purchasing land, be sure to check the Encumbrance Certificate (EC). This document confirms the absence of any loans, mortgages, lawsuits, or other legal encumbrances on the land. Try to obtain ECs for at least the last 10 to 30 years. This ensures that the land is free of any outstanding dues or disputes.
Check Mutation Records and Revenue Documents
Next, it's important to check the mutation records and government documents related to the land. These are known by different names, such as Khasra-Khatauni, Record of Rights (RoR), Patta, or Khata, in different states. These documents reveal the land's name in government records and whether land taxes are being paid. If the mutation is still in the name of the previous owner, this could lead to a dispute later on.
Also, check the Land Use
Every land has a specific use, such as agricultural, residential, or commercial. If the land was previously agricultural and you want to build a house on it, it's important to check whether it has been converted to non-agricultural (NA). Building on such land without permission can be considered illegal.
Land records can be viewed online in many states these days. You can check the survey number, owner's name, and other information by visiting government websites. However, be sure to check the original documents in addition to the online information.
Most importantly, it's a good idea to consult an experienced property lawyer before purchasing land. With proper investigation and legal advice, you can purchase land safely and avoid future problems.
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