The kids will handle the payments... but the permission will be yours; this new Google Pay feature will come in handy for you..
Shikha Saxena April 14, 2026 10:15 AM

If you wish to manage finances for your children or younger siblings, Google Pay offers you the facility to do so digitally. This new feature allows you to send money to your family members in a safe and controlled manner. Additionally, you can track how they are spending those funds. You can also choose whether to personally approve every payment made by the secondary user or to set a monthly spending limit. This provides you with both flexibility and peace of mind for day-to-day usage. The setup process is very simple and takes just a few steps, provided that both users have active accounts and their bank details are linked. Here, we will guide you on how to set up pocket money using UPI Circle on Google Pay.

**Key Points**
Before setting up pocket money using UPI Circle on Google Pay, there are a few things you should know:

You must have an active Google Pay account.
Your bank account must be linked to your Google Pay account.
A primary user can add a maximum of 5 secondary users.
Ensure that the secondary user's phone number is saved in your contacts.
Secondary users must also have an active Google Pay account.
Secondary users must possess a UPI ID or a UPI Circle QR code.
**How ​​to Set Up Pocket Money on UPI Circle (Primary User)**
Follow the simple steps below to set up pocket money using UPI Circle on Google Pay:

Open the Google Pay app on your device.
Tap on your profile icon and select 'UPI Circle'.
Select 'Set up pocket money' within UPI Circle.
Enter the secondary user's name or phone number in the designated box.
Press the 'Confirm' button.
Now, you must choose one of the two options provided below: 'Approve every payment' or 'Set a monthly limit', and then tap on the 'Continue' button. Set a Monthly Limit
If you select the 'Set a monthly limit' option, follow the simple steps given below:

Enter the amount you wish to set as the monthly limit.
Next, you will need to enter the details of the secondary user.
Once this is done, select your relationship with the secondary user.
Enter the secondary user's government ID number and tap 'Continue'.
Select a bank account for the secondary user and tap 'Send Invite'.
Finally, press the 'Send Invite' button and enter your UPI PIN.

Approve Every Payment
If you have chosen the 'Approve every payment' option, you can follow the steps outlined below:

Tap on 'Approve every payment' and then tap 'Continue'.
Now, tap the 'Yes, send invite' button.
How to Verify the Secondary Pocket Money User on UPI Circle
Once you have set the monthly limit, it is mandatory to verify the secondary user before making any payments. Here is how you can do it:

Confirm your relationship with the secondary user.
Select a type of government ID. You may choose any ID from the provided list.
Enter your ID number to verify the individual.

Disclaimer: This content has been sourced and edited from Dainik Jagran. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.

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