You will get 7.95% return on 24 month FD, this private bank has changed the interest rates, new rates will be implemented from May 2
Samira Vishwas May 03, 2026 03:24 AM

Private sector DCB Bank has changed the fixed deposit interest rates (DCB Bank FD Rates) in the beginning of May. The new interest rates for domestic deposits of less than Rs 3 crore have come into effect from May 2, 2026. The bank is offering interest ranging from 3.75% to 7.25% to common citizens. Customers can choose from 7 days to 120 months.

The bank is also offering extra interest to senior citizens. The bank is offering 25-50 bps extra interest to Indian citizens whose age is between 60 years to less than 70 years. 0.50% returns are available only on select tenures. The bank is offering 0.70% extra return facility to people in the age group of 70 years and above, although this is applicable only on certain tenures. 30 bps additional interest is being given on the remaining tenure.

The maximum interest for citizens ranges from 4% to 7.85%. The interest rate for super senior citizens ranges from 4% to 7.95%. All banks keep revising FD interest from time to time. Therefore, before investing, customers are advised to visit the official website of the bank or the nearest branch.

Maximum interest available on tenure of so many days

The bank is offering the highest returns on three different tenures. This list includes tenures ranging from 24 months to less than 25 months, 34 months to less than 35 months and 60 months to less than 61 months. On all three maturity slabs, general citizens are getting 7.25% interest, senior citizens are getting 7.85% interest and super senior citizens are getting 7.95% interest.

The bank is offering 7.10% interest to general citizens, 7.60% to senior citizens and 7.65% to super senior citizens on tenure of 37 months to 38 months. The bank is offering 7% interest on tenures ranging from 15 months to less than 16 months, 27 months to less than 34 months, 34 months to less than 37 months, more than 38 months and less than 60 months, more than 61 months and up to 120 months.

Know tenure wise interest rates

  • From 7 to 45 – 3.75%
  • 46 to 90 days – 4.50%
  • 91 days to less than 6 months – 4.75%
  • From 6 months to less than 10 months – 6%
  • From 10 months to less than 12 months – 6.50%
  • From 12 months to less than 15 months – 6.90%
  • From 15 months to less than 16 months – 7%
  • From 16 months to less than 24 months – 6.90%
  • From 24 months to less than 25 months – 7.25%
  • From 25 months to less than 27 months – 6.90%
  • From 27 months to less than 34 months – 7%
  • From 34 months to less than 35 months – 7.25%
  • From 35 months to less than 37 months – 7%
  • From 37 months to 38 months – 7.10%
  • More than 38 months and less than 60 months – 7%
  • From 7 months to 61 months – 7.25%
  • Above 61 months and up to 120 months – 7%

Check new interest rates here

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