Local Train Ticket Insurance: Does insurance money get deducted from the ticket you buy on the local train? Know what the rules of Indian Railways say about this.

Local Train Ticket Insurance: Indian Railways is the fourth largest rail system in the world. Every day crores of passengers travel by train in India. For which Indian Railways has to run thousands of trains. Traveling by train is very convenient and comfortable. So along with this, you get train tickets at a much lower price than a flight. That is why most of the passengers in India prefer to travel by train. Most people travel by train after making a reservation.

Because there is not much crowd in reserved coaches. And the journey is completed very easily. So along with this, when you make a reservation. So you also get the facility of insurance on online booking during reservation. That is, if there is an accident on the train, then you also get insurance. Meanwhile, this question also comes into the minds of people whether insurance money is included in the local train ticket. Let us give you the answer to this.

There is no insurance on local train tickets

Indian Railways provides you insurance facility only in online reserved trains and that too is an optional facility. On the other hand, if we talk about local trains, then you do not get this facility in them. That is if any accident happens with the local train. Then the passengers traveling in it are not given insurance facilities by the railways. However, the injured and dead passengers in the accident are definitely given compensation by the Railways and the Government of India. And neither is your insurance money deducted in the ticket of local trains.

Option is available in online reservation

Insurance facility is available from the railways to the passengers who book tickets online. You get this facility in both sleeper and single coaches. For this, when you book tickets online with your IRCTC ID or get it done by someone.

Then you get the option of insurance there. After clicking yes on it, you get the facility of insurance. For this you have to pay 0.45 paise. If you do whatever you want on the option then you will not get the facility of insurance.