If you are a working person, then you must know about the PF account, through which employees get benefits from the Provident Fund (PF) system, which has been established by the government to ensure financial security in retirement. The Employees Provident Fund Organization (EPFO) manages this system, an important aspect of managing your PF account is to nominate a nominee, who determines who will get the money in your absence. If you have not yet made a nominee, then get this work done today, and know the complete details.

Why should you add a nominee

Ease of access: A nominee has the right to withdraw funds from your PF account in your absence, and your family can get financial assistance when needed.

Avoid complications: Without a nominee, your family may face legal hurdles and delays in accessing your funds, potentially causing financial stress during difficult times.

Flexibility: You can nominate more than one person, allowing you to split the benefits among family members as you wish.

How to add a nominee to your PF account

Visit the EPFO ​​portal: Visit the official EPFO ​​member interface at unified portal-mem.epfindia.gov.in/memberinterface.

Log in: Enter your Universal Account Number (UAN), password, and captcha code to access your account.

Go to 'Manage': After logging in, click on the 'Manage' option in the menu.

Select 'e-Nomination': From the dropdown, select the 'e-Nomination' option.

Provide details: Under the 'Provide details' tab, enter the required information about your nominee(s) and click 'Save'.

Family declaration: Confirm your family details by clicking 'Yes' when prompted to update the family declaration.

Add more nominees: If you wish, you can add multiple nominees by selecting 'Add family details'.

Finalize the nomination: Click on 'Nomination details', then click on 'Save EPF nomination'.

E-sign the application: Click on 'E-Sign', and an OTP will be sent to your registered mobile number. Enter the OTP and click on 'Submit' to finalize the process.