In today's digital world, our work has become easier, today you can do any kind of work at your fingertips, perhaps this is the reason why we have become lazy, online scams have increased in the digital world. Due to which we need to keep our bank details and UPI information safe. While the Unified Payments Interface (UPI) has made sending money faster and easier, it has also opened the way for fraudsters to exploit unaware users. Let's know about these scams and how to stay safe from them-

Common types of UPI scams

Sharing UPI PIN to receive money

Never share your UPI PIN, even if someone claims that he needs it to send you money. You do not need to reveal this information for a legitimate transaction.

Sending QR codes for payments

Beware of unsolicited QR codes sent via text or messaging apps. Only scan QR codes from trusted sources. Scammers often use fake QR codes to steal your money.

Claim money sent by mistake

If someone claims to have sent you money by mistake, confirm it directly with your bank before taking any action.

5 important tips to protect your bank account

Keep your UPI PIN safe

Create a unique UPI PIN that is difficult to guess and never share it with anyone. This simple step can help protect your account from unauthorized access.

Use secure networks

Always carry out UPI transactions on a secure Wi-Fi network. Avoid using public Wi-Fi, as it may expose you to hacking and fraud.

Check your bank statements regularly

Monitor your bank account and UPI transaction history regularly. Aim to check your statements at least once a week.

Don't share financial information online

Protect your financial details, including your bank account numbers and passwords. Avoid sharing sensitive information on social media or other online platforms, as scammers actively seek out such data.

Be careful when downloading apps

Download apps only from reputable sources, and be careful about the permissions you give them.