In today's time, we often get to hear news that is bomb threats. Now even though these threats are false, it has a direct impact on the passenger. Yes, whenever such threats come, the flight is canceled or postponed. Now in such trouble, the passengers demand compensation for the loss.

Now the question arises whether the airline will compensate for the loss in this situation or not. If the airline does not compensate for it, then does travel insurance come in handy at this time? We will answer these questions in this article.

Who will compensate for the loss?

As per the instructions of the Directorate General of Civil Aviation (DGCA), the airline makes arrangements for food, alternative flights, or a full ticket refund in case of delay or cancellation of the flight. This compensation is done when the flight is delayed or canceled due to weather or any other reason. If there is a possibility of extraordinary events like a bomb, then the airline does not compensate the passenger for the loss.

In this situation, travel insurance can provide relief. According to the terms of the International Travel Insurance policy, if the flight is delayed or diverted due to a bomb threat, the passenger can claim a refund.

How much amount is received in the claim

International travel insurance provides coverage of up to Rs 4 lakh. In this, companies give big compensation. If the trip gets delayed, the company gives compensation ranging from Rs 4200 to Rs 84 thousand. In case of an emergency, it gives coverage of up to Rs 4 lakh for staying in a hotel. Similarly, if the passenger faces any problem during the journey, then the company also offers an allowance of up to Rs 10,500 per day. All this coverage is based on the rules of the insurance company and the policy.

The premium amount of travel insurance depends on the destination, coverage, age of the covered person, insurance company, etc. Apart from this, the insurance premium can be up to 10 percent of the travel expenses. If you are also thinking of taking travel insurance, then first you should compare the policies of many companies. After this, any decision should be taken only after reading all the terms and conditions.