Fake RBI Voicemail Scams: How to Protect Yourself from Credit Card Fraud
Sandy Verma December 29, 2024 11:24 AM

Scammers are exploiting technology to trap unsuspecting individuals in fraudulent schemes. The latest tactic involves fake RBI voicemail scamswhere fraudsters impersonate the Reserve Bank of India (RBI) to extract sensitive information and steal money from victims’ bank accounts. The government has stepped up its efforts to raise awareness, urging citizens to remain vigilant. Here’s everything you need to know to stay safe.

RBI voicemail scams

What Is the Fake RBI Voicemail Scam?

In this scam, victims receive calls from unknown numbers with a pre-recorded voicemail. The message typically states:

“Namaste, this is Bhartiya Reserve Bank. Your credit card has been involved in fraudulent activity. All bank accounts in your name will be blocked in the next two hours. For more information, please press 9.”

In a state of panic, many victims press “9,” unknowingly granting scammers access to their sensitive information, including banking details.

Government Warning: Fake RBI Voicemails

The Press Information Bureau’s (PIB) Fact Check unit recently issued a warning through an X postcautioning people about this scam. The post read:

“Have you received a voicemail, allegedly from the Reserve Bank of India, claiming that your bank account will be blocked due to fraudulent credit card activity? #PIBFactCheck Beware! This is a scam.”

The message aims to spread awareness and prevent individuals from falling prey to such fraudulent schemes.

How to Stay Safe from Fake RBI Voicemail Scams

To protect yourself from becoming a victim, follow these key safety tips:

  1. Verify Caller Identity
    • If a caller claims to represent a bank or government agency, verify their identity. Check the number with official sources to ensure it is legitimate.
  2. Never Share Personal Information
    • No legitimate bank or official will ask for sensitive details such as your OTPaccount number, or passwords over the phone.
  3. Beware of Urgency Tactics
    • Scammers often create a sense of urgency to pressure you into acting quickly. Take a moment to assess the situation before making any decisions.
  4. Report Suspicious Calls
    • If you encounter such calls, report them immediately via platforms like the Chakshu Sanchar Saathi Portalwhich allows users to flag suspicious numbers and incidents.

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