Has your bank account become inactive? Know the easy steps to reactivate it
News Update December 31, 2024 01:25 AM

Reactivate a Bank Account: Has your bank account remained unused for two years? If so, your account may have been deactivated. This is a normal process, when there are no transactions in an account for a long time, the bank deactivates it. However, this does not mean that your account is closed. You can activate it again. In this article, we will tell you what you need to do to reactivate a bank account that has been unused for two years.

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When there is no credit or debit transaction in your account for 24 months, the bank considers it inactive. In this situation, you cannot make any transactions from the account, but there is no need to panic. Just because your bank account is inactive does not mean that your money is in danger.

If your bank account has become inactive, it can be reactivated under the guidelines laid down by RBI. RBI ensures that banks adopt a transparent and simple process to identify dormant accounts and reactivate them.

If you want to reactivate your inactive bank account, first of all you have to update KYC (Know Your Customer). This process is done to confirm your personal details and identity. This process is not only easy but is also completely safe for the customers.

KYC not only activates your account but it also makes your financial transactions secure. This protects your account from unknown and unauthorized use.

  • By updating KYC, you can avail all the digital and offline facilities of the bank.
  • Keeping the correct information updated allows the bank to contact you and share important information.

Contact your nearest bank branch with your identity and address proof (Aadhar Card, PAN Card, Passport, Voter ID etc.).

Now through Video KYC you can verify your documents sitting at home. This process is fast and convenient.

Online option is also available in which many banks also provide the facility to update KYC through their app or website.

Identity Card: Aadhaar, PAN, Passport etc.

proof of address: Electricity bill, ration card etc.

Photo: Recent passport size photograph.

Verification: Verification and verification of documents.

Contact Information: Mobile number and email ID.

Biometric Verification: Aadhaar based fingerprint verification.

  • Not updating KYC on time may result in complete closure of your account.
  • Do not give your banking information to any unauthorized person.
  • Use only the bank's official branch or digital platform for updates.

If you are confused about the KYC update process or want more information, you can visit the RBI website. Can go to. Alternatively, you can contact the helpline 14440 or rbikehtahai@rbi.org.in You can send email on.

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