Investment for Women: Whether women are working or not, the habit of saving is seen in all. But if this saving is also invested somewhere, then they can add a good amount of money for themselves. Here know which investment options can be better for women in 2025.

Gold Investment

Women have been investing in gold since ancient times. The way the price of gold has increased in the last few years, it can be thought that gold can give very good returns in the coming times. In today's time, it is not necessary that you invest only in physical gold, you can earn profit by investing through many options like digital gold and gold ETF. You can start investing in digital gold even with a small amount.

Mutual Fund SIP
If you want, you can invest money in mutual funds through SIP. You can start investing in this scheme with just Rs 500 and there is no maximum limit. Despite being a market-linked scheme, SIP gives very good returns. If you want to invest for the long term, then you can easily create wealth through this scheme because the average return of this scheme is considered to be 12 percent. Such returns are not available in any other scheme and it is capable of beating inflation.

Mahila Samman Bachat Yojana
If you have a lump sum amount and you do not want to invest it anywhere for a very long time, then you can invest in Mahila Samman Bachat Yojana. The government runs this scheme especially for women. In this, your money is deposited for 2 years. Interest is given on it at the rate of 7.5 percent.

Debt Fund
A debt fund is a mutual fund, which gives more returns than FD with very low risk. In debt funds, the money taken from investors is invested in fixed-income securities such as bonds, government securities, treasury bills non-convertible debentures, etc. That is, the money of debt funds is invested in a safe place. Debt funds are considered safer than equity. There is also no problem of liquidity in this. That is, you can withdraw your money whenever you want. Usually, debt funds have a fixed maturity date. You can get better returns than FD in debt funds.

LIC Policy
You can also buy an LIC Policy for yourself. There are many such schemes in LIC that are run especially for women. Usually, the term of LIC policy is 8 years or more. In such a situation, by buying this policy, you can plan for the long term and secure your future.

Disclaimer: This content has been sourced and edited from ZEE Business Hindi. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.