How To Set UPI PIN Without A Debit Card: There is no doubt that the Unified Payments Interface (UPI) has changed the way you carry money in your daily transactions. Earlier you used to carry money in your pocket, but now you carry it in your mobile. From buying groceries to sending money to a friend, your work is done in a jiffy with the help of UPI. For this, you only need to have a registered mobile number or UPI ID. But for every UPI transaction, you need a 4 or 6-digit UPI PIN, which verifies that the right person is making the payment. Although, till now, a debit card has been traditionally used to set the PIN, now you have another option. And that option is your Aadhaar card.
Yes, you can set UPI PIN even without your debit card. Very few people know that the National Payments Corporation of India (NPCI) gives you two options to set a UPI PIN. First is the option of debit card and second is the option to set PIN with Aadhaar card. Let us tell you how you can set your PIN even without a debit card.
These are the things required to set a UPI PIN through an Aadhaar card
1. Your phone number should be linked to your Aadhaar number.
2. Your mobile number should be registered with your bank account.
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How to set a UPI PIN without a debit card
1. Open the UPI app and enter the details of your bank account.
2. Select the option to set up UPI PIN.
3. Select the option for Aadhaar.
4. Enter the first 6 digits of Aadhaar number to verify.
5. You will receive an OTP on your mobile, enter it.
6. You will be asked to create your UPI PIN.
7. Setup a new PIN and re-enter the OTP and your UPI PIN.
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