The BHIM app is evolving beyond just payments! With the launch of BHIM 3.0, users can now track, monitor, and split expenses effortlessly. Available in 15+ Indian languages, the new update also ensures smooth functionality even on slow internet connections. Additionally, the BHIM Vega feature will simplify in-app payments for merchants. The complete rollout of BHIM 3.0 is expected by April 2025.
The latest version of BHIM isn’t just about digital transactions anymore—it’s a comprehensive expense management tool. Launched by NPCI BHIM Services Limited (NBSL), a subsidiary of the National Payments Corporation of India (NPCI), the update aims to make digital payments smarter and more convenient.
With BHIM 3.0, users can:
✅ Track & categorize their expenses
✅ Split bills with friends, family, or colleagues
✅ Set bill payment reminders to avoid missing due dates
✅ Manage shared expenses under the new Family Accounts feature
✅ Use UPI Lite for small transactions and get balance alerts when funds are low
1️⃣ Multi-Language Support – BHIM 3.0 is now available in 15+ Indian languages, making it more accessible to users across the country.
2️⃣ Seamless Transactions on Slow Networks – Even with low or unstable internet, transactions will go through smoothly.
3️⃣ Smart Expense Categorization – The new dashboard classifies and organizes expenses, providing a detailed budget analysis.
4️⃣ Bill Splitting Made Easy – Whether it's group outings, rent payments, or shared subscriptions, BHIM 3.0 allows users to split and track expenses effortlessly.
5️⃣ Family Accounts for Shared Spending – Users can link family members under a single account and monitor shared expenses.
The latest update also includes BHIM Vega, a merchant-focused feature that allows businesses to accept in-app payments seamlessly. This eliminates the need for third-party apps, making transactions faster and more secure.
✔ All-in-One Finance Management – From making payments to tracking and managing expenses, BHIM 3.0 does it all.
✔ Better User Experience – The new version is more user-friendly, intuitive, and efficient.
✔ Smoother Transactions – Works even in low connectivity areas, ensuring uninterrupted payments.
✔ Merchant-Friendly Features – Businesses can now accept payments directly within the app.
With BHIM 3.0, digital transactions are now more than just payments—they’re about smart financial management. Stay updated, manage your expenses effortlessly, and experience a seamless digital payment ecosystem with BHIM 3.0! 🚀
