Around 58 equity mutual funds have delivered double-digit returns on lump sum investments in FY25. Out of 268 equity mutual funds during this period, 242 generated positive returns, while 26 posted negative returns. In other words, 26 funds eroded investors’ wealth on lump sum investments in the mentioned period.
The top two toppers were from Motilal Oswal Mutual Fund. Motilal Oswal Large Cap Fund offered a return of around 24.03% on lump sum investments made in FY25. A lump sum investment of Rs 1 lakh made on April 1, 2024 would have been 1.24 lakh now.
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Motilal Oswal Flexi Cap Fund offered a return of around 16.91% in FY25, followed by Invesco India Midcap Fund which offered a return of 16.90% in the said period. Motilal Oswal Small Cap Fund and Edelweiss Mid Cap Fund gave a return of around 16.68% and 16.03% respectively in the same period.
HDFC Focused 30 Fund gave a return of 14.62% on lumpsum investments. A lumpsum investment of Rs 1 lakh made in this fund would have been Rs 1.14 lakh now. SBI Multicap Fund gave a return of around 13.99% on the lumpsum investments made on April 1, 2024.
Two schemes from LIC Mutual Fund - LIC MF ELSS Tax Saver and LIC MF Large & Midcap Fund - offered a return of 13.84% and 13.76% on lumpsum investments made on the first day of financial year 25.
Kotak Emerging Equity Fund delivered a return of 13.48% on the lumpsum investments made in FY25, followed by Parag Parikh Flexi Cap Fund which gave a return of 13.36% in the same period.
ICICI Pru Focused Equity Fund and HDFC ELSS Tax saver gave a return of 11.48% each on the lump sum investments made in the said period.
In FY25, SBI Focused Equity Fund gave a return of around 10.42% on the lumpsum investments. SBI Large & Midcap Fund was the last scheme in the list to offer double-digit returns in the mentioned period. The scheme offered 10.03% return.
Canara Rob Focused Equity Fund gave a return of 9.96% on the lumpsum investments in FY25. Two schemes from Aditya Birla Sun Life Mutual Fund - Aditya Birla SL Midcap Fund and Aditya Birla SL Flexi Cap Fund - gave a return of around 9.30% and 9.29% in the said period on lumpsum investments.
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The largest mid cap fund based on the assets managed, HDFC Mid-Cap Opportunities Fund, gave a return of around 9.12% on the lumpsum investments made on April 1, 2024. The oldest ELSS fund, SBI Long Term Equity Fund, gave a return of 9.07% in FY25.
Two schemes from Edelweiss Mutual Fund - Edelweiss Flexi Cap Fund and Edelweiss Focused Fund - gave returns of around 8.84% and 8.75% in the mentioned period. Axis Flexi Cap Fund gave a return of around 8.46% on lumpsum investments in the mentioned period.
SBI BlueChip Fund, a prominent large cap fund, offered a return of around 7.40% on lumpsum investment in FY25. In the same period, Franklin India Bluechip Fund gave a return of around 7.27%.
Axis Growth Opp Fund and PGIM India Midcap Opp Fund gave a return of around 6.76% each on lumpsum investments in the said period. The largest and oldest contra fund, SBI Contra Fund, gave a return of around 6.20% on lumpsum investments made on April 1, 2024.
LIC MF Flexi Cap Fund and Groww Largecap Fund gave the lowest positive returns of around 0.26% and 0.20% on lumpsum investments in FY25.
Among the 26 funds that eroded investors’ wealth, the top losers were from Samco Mutual Fund. Samco Flexi Cap Fund gave a negative return of 17.24% on lumpsum investments made in FY25. A lumpsum investment of Rs 1 lakh in this fund would have been Rs 82, 758 now. Samco ELSS Tax Saver Fund lost around 9.70% in the same period.
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Four schemes from Quant Mutual Fund - Quant Active Fund, Quant ELSS Tax Saver Fund, Quant Value Fund, and Quant Focused Fund lost around 7.70%, 7.15%, 6.28%, and 5.85% on lump sum investments in FY25.
Other four schemes from Quant Mutual Fund - Quant Mid Cap Fund, Quant Large Cap Fund, Quant Large & Mid Cap Fund, and Quant Flexi Cap Fund lost between 4.17% to 5.17% in the same period.
Two ELSS funds - Groww ELSS Tax Saver Fund and NJ ELSS Tax Saver Scheme - lost 0.55% and 0.45% on lump sum investments made in FY25. Baroda BNP Paribas Value Fund lost the lowest of around 0.07% on lumpsum investments in a similar time frame.
We considered all equity funds in the mentioned time period. We considered regular and growth options. We calculated the performance from April 1, 2024 to March 28, 2025.
Note, the above exercise is not a recommendation. The exercise was done to find how equity mutual funds performed if an investor invested Rs 1 lakh on April 1, 2024. One should not make investment or redemption decisions based on the above exercise. One should always consider risk appetite, investment horizon, and goals before making any investment decision.
(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)
If you have any mutual fund queries, message on ET Mutual Funds on Facebook/Twitter. We will get it answered by our panel of experts. Do share your questions on ETMFqueries@timesinternet.in alongwith your age, risk profile, and twitter handle.
The top two toppers were from Motilal Oswal Mutual Fund. Motilal Oswal Large Cap Fund offered a return of around 24.03% on lump sum investments made in FY25. A lump sum investment of Rs 1 lakh made on April 1, 2024 would have been 1.24 lakh now.
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Motilal Oswal Flexi Cap Fund offered a return of around 16.91% in FY25, followed by Invesco India Midcap Fund which offered a return of 16.90% in the said period. Motilal Oswal Small Cap Fund and Edelweiss Mid Cap Fund gave a return of around 16.68% and 16.03% respectively in the same period.
HDFC Focused 30 Fund gave a return of 14.62% on lumpsum investments. A lumpsum investment of Rs 1 lakh made in this fund would have been Rs 1.14 lakh now. SBI Multicap Fund gave a return of around 13.99% on the lumpsum investments made on April 1, 2024.
Two schemes from LIC Mutual Fund - LIC MF ELSS Tax Saver and LIC MF Large & Midcap Fund - offered a return of 13.84% and 13.76% on lumpsum investments made on the first day of financial year 25.
Kotak Emerging Equity Fund delivered a return of 13.48% on the lumpsum investments made in FY25, followed by Parag Parikh Flexi Cap Fund which gave a return of 13.36% in the same period.
ICICI Pru Focused Equity Fund and HDFC ELSS Tax saver gave a return of 11.48% each on the lump sum investments made in the said period.
In FY25, SBI Focused Equity Fund gave a return of around 10.42% on the lumpsum investments. SBI Large & Midcap Fund was the last scheme in the list to offer double-digit returns in the mentioned period. The scheme offered 10.03% return.
Canara Rob Focused Equity Fund gave a return of 9.96% on the lumpsum investments in FY25. Two schemes from Aditya Birla Sun Life Mutual Fund - Aditya Birla SL Midcap Fund and Aditya Birla SL Flexi Cap Fund - gave a return of around 9.30% and 9.29% in the said period on lumpsum investments.
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The largest mid cap fund based on the assets managed, HDFC Mid-Cap Opportunities Fund, gave a return of around 9.12% on the lumpsum investments made on April 1, 2024. The oldest ELSS fund, SBI Long Term Equity Fund, gave a return of 9.07% in FY25.
Two schemes from Edelweiss Mutual Fund - Edelweiss Flexi Cap Fund and Edelweiss Focused Fund - gave returns of around 8.84% and 8.75% in the mentioned period. Axis Flexi Cap Fund gave a return of around 8.46% on lumpsum investments in the mentioned period.
SBI BlueChip Fund, a prominent large cap fund, offered a return of around 7.40% on lumpsum investment in FY25. In the same period, Franklin India Bluechip Fund gave a return of around 7.27%.
Axis Growth Opp Fund and PGIM India Midcap Opp Fund gave a return of around 6.76% each on lumpsum investments in the said period. The largest and oldest contra fund, SBI Contra Fund, gave a return of around 6.20% on lumpsum investments made on April 1, 2024.
LIC MF Flexi Cap Fund and Groww Largecap Fund gave the lowest positive returns of around 0.26% and 0.20% on lumpsum investments in FY25.
Among the 26 funds that eroded investors’ wealth, the top losers were from Samco Mutual Fund. Samco Flexi Cap Fund gave a negative return of 17.24% on lumpsum investments made in FY25. A lumpsum investment of Rs 1 lakh in this fund would have been Rs 82, 758 now. Samco ELSS Tax Saver Fund lost around 9.70% in the same period.
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Four schemes from Quant Mutual Fund - Quant Active Fund, Quant ELSS Tax Saver Fund, Quant Value Fund, and Quant Focused Fund lost around 7.70%, 7.15%, 6.28%, and 5.85% on lump sum investments in FY25.
Other four schemes from Quant Mutual Fund - Quant Mid Cap Fund, Quant Large Cap Fund, Quant Large & Mid Cap Fund, and Quant Flexi Cap Fund lost between 4.17% to 5.17% in the same period.
Two ELSS funds - Groww ELSS Tax Saver Fund and NJ ELSS Tax Saver Scheme - lost 0.55% and 0.45% on lump sum investments made in FY25. Baroda BNP Paribas Value Fund lost the lowest of around 0.07% on lumpsum investments in a similar time frame.
We considered all equity funds in the mentioned time period. We considered regular and growth options. We calculated the performance from April 1, 2024 to March 28, 2025.
Note, the above exercise is not a recommendation. The exercise was done to find how equity mutual funds performed if an investor invested Rs 1 lakh on April 1, 2024. One should not make investment or redemption decisions based on the above exercise. One should always consider risk appetite, investment horizon, and goals before making any investment decision.
(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)
If you have any mutual fund queries, message on ET Mutual Funds on Facebook/Twitter. We will get it answered by our panel of experts. Do share your questions on ETMFqueries@timesinternet.in alongwith your age, risk profile, and twitter handle.
