Government Loan Schemes: The Government of India runs many types of schemes for crores of people of the country. The government brings these schemes according to the needs of the people coming from different sections. Many people have to set up their business or expand their already running business.

Money is needed for this. Now in the market, no one gives you money without guarantee nowadays. But the government gives you money without guarantee. The government runs not one but many schemes for this. In which government schemes do you get loan without guarantee. Let us tell you.

PM Mudra Loan Scheme

If you want to take a loan to set up your business or to expand it. Then the best option for you is the Prime Minister Mudra Scheme of the Government of India. This scheme gives you four types of loans. Which is according to your need and eligibility. And the biggest thing is that in this scheme you get a loan without guarantee.

Under the Pradhan Mantri Mudra Yojana, more than Rs 33 lakh crore has been given a loan without guarantee so far. In this, Shishu loan is available up to 50 thousand. Kishor loan is from 50 thousand to 5 lakh, Tarun loan is from 5 lakh to 10 lakh, while on the basis of repaying Tarun loan, Tarun Plus is available up to Rs 20 lakh. You can apply through this website https://udyamimitra.in/.

Pradhan Mantri Swanidhi Yojana

In the year 2020, the Government of India has started Pradhan Mantri Swanidhi Yojana to establish and expand the business of street vendors. Under this scheme, the government gives loan without guarantee which is given in three times.

A loan of up to Rs 10 thousand is given for the first time. On repaying this loan on time, a loan of up to Rs 20,000 is given for the second time. Whereas a loan of up to Rs 50,000 is given for the third time. Let us tell you that this loan is given without any guarantee.

Pradhan Mantri Vishwakarma Yojana

A separate scheme is run by the Government of India to provide loans to artisans doing traditional work. The government provides loans to these artisans under the PM Vishwakarma Yojana. In this, a loan of up to Rs 1 lakh is given first. After this, a loan of Rs 2 lakh is given in it.