EPF Claim: For salaried employees in India, PF is not only a support after retirement, but also a support in times of emergency. You do not know when an emergency may arise, so you can use your PF at such a time. But sometimes there is a lot of difficulty in withdrawing PF money. Today we are going to tell you through this news how you can withdraw money from PF without any hassle.

Keep KYC updated

Withdrawing PF money is quite easy. You just fill out the correct form and keep KYC updated, the money will be received within 7 to 15 days. But sometimes this process is not so easy and you have to wait for months to withdraw money. Just because of one small mistake of yours.

Why is there a delay?

According to Para 69 of EPF Scheme 1952, funds should be received on time if all the documents are correct. But in reality, many people have to wait for months. The reason behind this is that even a minor mistake in Aadhaar, PAN, bank account, or employer's records can stop the entire process. According to media reports, if there is a mistake in Aadhaar, bank details, or exit date, then the claim process does not proceed. The biggest problem is that the employer has updated the exit date on the EPFO ​​​​portal.

Three main forms for withdrawing PF

Form 19 is used to withdraw PF money.

Form 10C is used if the service is less than 10 years and the pension has to be withdrawn.

Form 10D is used if you have served for more than 10 years and want a monthly pension.

Form 10C

Many people often do not know whether they have to withdraw a lump sum or start a pension. Many times people above 60 years of age fill Form 10C, whereas they should fill 10D.

What to do if the PF claim gets stuck
If your PF claim gets stuck, you will first have to complain on the EPFO ​​Grievance Portal. Or you can contact the Regional PF Commissioner,

Keep these things in mind before claiming PF.
Before claiming PF, check the status of KYC, and e-Nomination on the EPFO ​​​​portal. Confirm with the employer that the exit date has been updated. Verify the details of your Aadhaar, PAN card, and bank account. If you do not understand the form, then select Composite Claim Form.

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