The government regularly introduces schemes for the benefit of women. The government runs several schemes for women's empowerment. One such scheme is the Udyogini Yojana. Under this scheme, women can get a loan of up to 3 lakhs without any collateral.

The special feature is that you don't have to pay any processing fees. This scheme is available only to women in Karnataka. Additionally, under this scheme, you can obtain training certificates in 88 different types of industries.

Now the question is, can everyone benefit from this scheme?

Who is eligible for the scheme?
Women aged 18 to 55 years can benefit from this scheme.
However, please note that this scheme is only available to women whose family's annual income is less than 1.5 lakhs.

How much subsidy is provided?
Under this scheme, SC/ST women receive a subsidy of up to 50% from the government.
Women in the general category receive a subsidy of up to 30%, which is equivalent to 90,000 rupees.
How to apply?
Before learning how to apply, let's see what documents you will need while applying.

What documents are required?
Aadhaar Card
PAN Card
Income Certificate
Caste Certificate
Project Report
Since this loan is given to women to start a new business, you will need to specify what new business you want to start. For example, opening a beauty parlor, starting a tailoring business, etc.

Where to apply?
To avail of this scheme, you can apply at your nearest bank. Keep all the necessary documents with you while applying.

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