Sukanya Samriddhi Yojana: Sukanya Samriddhi Yojana is a special savings scheme by the government for the future of daughters. By starting with a small investment, a large fund can be created in the long term.

As a daughter grows up, her parents start worrying about her education and marriage. In this era of rising expenses, building a strong fund for the future is not easy. In such times, a special savings scheme by the government is proving to be a relief for millions of families.

This scheme, which brightens the future of daughters, is called the Sukanya Samriddhi Yojana. It has been specifically launched to secure the future of daughters. The investment made in it is not only considered safe, but the interest earned on it is also quite good.

This is why a large number of people across the country are making this scheme a part of their long-term plan. A Sukanya Samriddhi Yojana account can be opened from the birth of a daughter until she turns 10 years old. A minimum of Rs. 250 and a maximum of Rs. 1.5 lakh can be deposited annually.

You can invest in the scheme for 15 years, while the account matures in 21 years. That is, short-term savings for long-term benefits. If a guardian deposits approximately Rs. 12,500 every month, i.e., Rs. 1.5 lakh annually, continuously for 15 years in this scheme,

then, according to the current interest rate of 8.2 percent, the fund can reach approximately Rs. 70 lakh after 21 years. This amount can be a strong support for both the daughter's higher education and marriage. Another major strength of this scheme is its tax benefit. The amount deposited in it is eligible for tax exemption. The amount received on maturity is also outside the tax bracket. The Sukanya Samriddhi Yojana is especially beneficial for parents who want to create a secure fund for their daughter without taking on too much risk. Unlike the stock market, it is not subject to fluctuations. Being a government scheme, it offers greater security and trust.

If you start investing in this scheme at the right time, you can build a substantial fund by the time your daughter grows up. This significantly reduces financial stress related to her education, career, and marriage. Through this scheme, you can provide a strong foundation for your daughter's future.