The Bank of Scotland will shut 10 branches in May and June this year, as part of 11 closures announced in February. The other doomed branch in Balivanich in the Outer Hebrides will shut just one day later, on July 1.
Lloyds Banking Group announced the latest campaign of closures on February 11, when it confirmed 95 branches would join its doomed list across Halifax, Lloyds and Bank of Scotland. The news, which has triggered fears that the most vulnerable will not be able to access in-person banking services, brought the total number of closures across the banking group to 168 for 2026 and 2027.
It means that by the end of October this year, 28 Bank of Scotland branches will have shut across the central belt, northeast, and west coast of Scotland, from Aberdeenshire to Dundee and Perth and Kinross.
The group said customers now prefer online banking, and the move would give account holders greater flexibility.
A spokesperson for Lloyds said: "Customers want the freedom to bank in the way that works for them and we offer more choice and ways to manage money than ever before."
However, critics have warned that this retreat from the high street will impact vulnerable customers who cannot travel to another bank or who may not have access to internet banking.
Lloyds said that customers can visit any one of its brands to carry out financial services, whether they are a customer at Halifax, Lloyds or Bank of Scotland.
Banking Hubs have also sprung up across the country, run by the Post Office to offer basic banking services, such as withdrawing and depositing cash and managing accounts. As of February, there were more than 200 locations across the UK.
Other banks have followed a similar path to Lloyds, with the likes of Santander also announcing widespread brick-and-mortar closures.
